Aware Financial News

regulators are flagging risks from heightened trading in derivatives in the Indian equity market. The surge in trading futures and options of listed stocks coincides with rising household exposure to equities, and regulators are approaching the development with investor protection and systemic risk on their mind. Alongside raising awareness among retail investors about the risks involved, new screening mechanisms have been imposed for stocks to qualify for derivatives trading. The effort is directed at restricting derivatives to underlying stocks for which there is sufficient liquidity and trading interest from market participants. There are suggestions for raising transaction costs on derivatives trades. Such a move could, however, affect better regulated institutional investors and reduce the effectiveness of derivatives, hampering market development.

The nation is actively striving for a more environmentally-friendly and sustainable future by concentrating on decreasing greenhouse gas emissions, enhancing energy efficiency, and embracing renewable energy sources. Driven by this, the real estate industry in India is also witnessing a significant increase in green building and sustainability projects, covering all parts of the country.

29-year-old Rishika* is feeling better now. However, she believes there is always a scope of improvement. “…periodic fine-tuning is always needed,” she told Financial Express.com.

National Insurance Awareness Day is being observed today on June 28. On this occasion, it is pertinent to recognise the importance of having health insurance. The COVID-19 pandemic has demonstrated why health insurance is important for everyone. The pandemic, to some extent, raised awareness among people about health insurance as they previously tended to ignore it. In a country like India, health insurance is often neglected because it doesn’t provide immediate benefits unless people fall sick.

The home loan market is rapidly evolving in India, presenting a range of products to cater to the diverse requirements of potential homeowners. Step-up home loans and top-up home loans are among the favoured options available. It is, however, imperative to comprehend the differences between the two in order to make a well-informed decision.

expense ratio represents the total cost of investment to the investors who actually invests in a mutual fund. This denotes the percentage that an investor pays to the fund house as a fee to manage your investments. In other words, it is the per-unit cost of running and managing the mutual fund. The expense ratio differs from fund house to fund house. The expense ratio is calculated as a percentage of daily investment value. Expense ratio has three different components which includes fund manager’s fee, audit fee, marketing/distribution fee.

astronomers and sky enthusiasts are gearing up for an extraordinary celestial event as the "Planet Killer" asteroid 2011 UL21 makes a close approach to Earth. Estimated to be one of the largest asteroids of its kind, with a diameter of approximately 2.5 kilometers, it orbits the sun every three years. Despite its size, it will pass by Earth at a safe distance of 4.1 million miles, which is about 17 times farther than the distance to the moon. Recent observations by astronomers in South Africa have identified the asteroid known as 2024 MK, a celestial object that has captured attention due to its potential impact risks. Discovered just weeks ago, this asteroid measures significantly smaller than the mountain-sized 2011 UL21 asteroid that recently made headlines. Despite its smaller size, experts warn that 2024 MK could still cause «considerable damage» if it were to collide with Earth, according to assessments by the European Space Agency and MIT Technology Review. An asteroid about its size could wipe out a city, according to the MIT Technology Review. When the mountain-sized asteroid was discovered in 2011, it was classified as «potentially hazardous.» An asteroid its size would have «worldwide effects» if it collided with the Earth, according to NASA.

NEW DELHI : The government introduced a tax provision last year to prod large corporations into paying their micro and small enterprise vendors in time, only to hear concerns that it could backfire on the intended beneficiaries. It’s now looking to modify how large companies are taxed for delayed payments so that they do not decide to sidestep smaller vendors altogether to avoid the stringent tax treatment, said two officials aware of discussions in the government.

protein supplements, powders and shakes without authorised medical certifications or with misleading labelling claims, said people with knowledge of the matter. The Food Safety and Standards Authority of India (FSSAI) is set to release tighter regulations on protein supplements, after it conducted a study which revealed that dozens of protein powders and supplements were being sold at store shelves, gymnasiums and e-commerce platforms with false and misleading claims, said one of the persons. «There are a lot of protein products in the market which are more harmful than beneficial,» said an FSSAI official, who did not wish to be identified. «The idea is to have stringent norms so that there is no damage to public health.» The crackdown could lead to a ban on sale of scores of such products which do not meet the new norms, according to people in the know.

National Insurance Awareness Day has evolved over the years to become an important annual event that highlights the crucial role of insurance in protecting individuals, families, and businesses. The goal of National Insurance Awareness Day is to help people understand the different types of insurance available, to empower people to make informed decisions about their insurance coverage and to recognize the value that insurance provides in safeguarding their financial well-being. By taking proactive steps to review and renew their insurance policies, individuals and businesses can have greater peace of mind and be better prepared to handle life’s unexpected challenges.

The hospitality industry encompasses establishments that serve individuals seeking respite, recreation, business, social activities or a celebration. It presents everything from opulent 5-star hotels to small boutique properties, all offering vast opportunities for development and creativity.

National Insurance Awareness Day, observed every year on June 28, reminds us of the importance of insurance. In this world full of uncertainties, a life insurance policy plays a crucial role for you in protecting your loved ones financially in case any untoward events occur during the policy period. In such an event, the insurance company pays the assured sum to your nominee, helping the impacted family manage tough times without financial stress.

NEW DELHI : As India's insurance regulator seeks to insure every citizen by 2047, the life insurance industry wants the government to add more incentives to increase penetration in the Union Budget 2024-25. The industry believes that the incentives would not only make insurance affordable, but would also facilitate long-term funds for investing in key areas of the economy. “India’s infrastructure sector is poised for a significant growth and requires a huge investment to support that growth.

Cyberabad police have employed humour to address the issue of wrong-way driving, using memes and viral videos on their X (formerly Twitter) platform. This initiative aims to highlight the severe consequences of reckless driving. Over the past month, police have filed 150 criminal cases and seized 800 vehicles, predominantly two-wheelers, reported TOI. One meme video shared by the police featured scenes similar to popular movies and declared, «The Tom and Jerry game has begun!» This creative approach targets raising awareness about the dangers of wrong-way driving. The police also shared videos showing accidents caused by such driving to emphasize their zero-tolerance policy.

Insurance is a critical factor that can help to mitigate the risks that are associated with the occurrence of any event in the economy by offering financial coverage to individuals and businesses. Whether you are buying insurance for yourself and your family or for a business, it should be a well thought through process and involve critical analysis of the risks we are seeking protection against.

Review Your Current Health Insurance Policy: Start by thoroughly reviewing your existing health insurance policy. Check for maternity coverage details, including waiting periods, coverage limits, and any exclusions related to pre-existing conditions.Understand Waiting Periods: Many health insurance policies have waiting periods specifically for maternity coverage. This means that you may need to wait for a certain period after purchasing the policy before being eligible for maternity benefits.

India Cements is in advanced talks with Bank of America (BofA) and Nomura to raise up to ₹500 crore in bonds, with each investing ₹250 crore. The bonds, which could be raised at more than a 15% coupon, will be used to fund both working capital and capital expenditure, said two sources aware of the development. «India Cements is in advanced discussions with BofA and Nomura to raise the debt by issuing bonds, which could be borrowed at 15%,» said a source.

social sectors Thursday called on finance minister Nirmala Sitharaman, who chaired the customary pre-Budget consultation meeting, to further step up focus on health and education. They argued such a move will not just lead to greater ease of living but also bolster the economy's productive capacity. Some of them also called for raising the budgetary spending on these critical social sectors, said a person aware of the deliberations. The full Budget for FY25 will be presented next month.

Influenced by social media celebs, she now has an in-depth five step skin care regimen, which changes for the day and at night. Singh is not alone. Young India has a new obsession — clinically-backed skincare products. Companies selling cleansers, moisturisers, serums and lotions with claims of being backed by dermatologists, are now drawing a younger consumer base, especially Gen Z users. These youngsters are far more conscious of what goes on to their skin, compared to millennials and Gen X. They no longer chase basic whitening or moisturising creams. That translates to hyaluronic gel as sunscreen, kojic acid to treat dark spots and pigmentation, and snail mucin with peptide complex for smooth and moisturised skin. It is not just that they know what to buy. They have educated themselves on how each active ingredient works on their skin, even at the granular level of being aware of the exact percentage of ingredients used in products.

₹8-10 crore per show, according to industry estimates. Some top-tier names are aware of their standing and might choose to stay firm on the pricing front, but since platforms have a high degree of control over original content, they can manage more favourable rates. “Artistes may demand more, but they would need platforms as much as the platform would need them," Mahajan said.

₹1 trillion in premiums, growing by 20.2%. Yet, 73% of India's population lacks health insurance. With medical inflation at 14%, promoting health insurance is critical.