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Your monthly income helps you to meet regular expenses such as groceries, household utility bills, children’s school fees and even an annual family vacation.

As we journey through life, retirement represents a golden phase where we finally get to enjoy the fruits of our labour and pursue our passions. However, the key to a fulfilling retirement lies in careful financial planning. In this article, we’ll explore how senior citizens can maximize their retirement income through smart personal finance strategies and the benefits of investing in mutual funds.

A very common piece of investing advice is that you should conduct your own research and analysis instead of fully relying on somebody else’s recommendations. But how do you do this? When it comes to investing in stocks, the key is to evaluate and analyse the financial statements of the company you are looking at. 

As the curtains draw on a lifetime of accomplishments and hard work, senior citizens yearn for a retirement that encompasses both comfort and opulence. In recent years, luxury apartments that are tailored explicitly for retirees have gained immense popularity, providing an elevated living experience that caters to their refined tastes and preferences. These exclusive residences offer a wealth of benefits that enhance the overall retirement experience. From unparalleled comfort to vibrant social connections and comprehensive healthcare, luxury apartments redefine retirement living.

Kolkata: California-based ride-hailing service provider inDrive will start registering electric vehicles (EV) on its platform in the metropolis soon, an official of the company said on Saturday. inDrive has already started this registration in Delhi where 100-odd driver-partners have already associated with it, Mohan Pradhan, business development manager, India and Bangladesh, inDrive said. He said that inDrive started operations in India in 2018 and is available across 12 cities in the country including Kolkata. «We have started taking registrations for EVs in Delhi and 100 driver-partners have been already associated. We will also start taking registrations for EVs in Kolkata and other cities shortly», he said. Pradhan said nearly 10,000 rides in Kolkata are done on a daily basis, adding that the number is approximately 50,000 in other parts of India where it currently operates.

digital ID systems already introduced and the results have been rather mixed. India being one, with its unique identification system, Aadhar. The decentralised identity (DID), an emerging digital identity management system, has a lot to offer. However, it certainly cannot hide from the risks it poses.

Aadhaar by July 30, 2023, then your PAN must have been classified as 'inoperative'. You can link your PAN with your Aadhaar online by paying a late fee of Rs 1,000. However, many individuals are not able to link their PAN and Aadhaar online due to some reasons such as different dates of birth in PAN and Aadhaar. In such cases, they have to visit either the Aadhaar enrolment centre to update the Aadhaar or go to a PAN service centre to update the PAN. «PAN Aadhaar linking has failed due to DOB mismatch. To update your DOB in PAN, please contact Protean at…. Or UTIITSL at…. To update your DOB on your Aadhaar Card please contact UIDAI at…To link again, click here 'Link Aadhaar'. If the linking request still fails, you are advised to avail the option of biometric-based authentication at dedicated centres of PAN Service Providers (Protean and UTIITSL). You should carry your PAN, Aadhaar, Fee paid (of Rs 1000) challan copy and avail the facility after paying requisite biometric authentication charge at the centre ....» said the Income-tax Department in a communication to a taxpayer when his PAN-Aadhaar linking failed. To make the necessary changes in your PAN or Aadhaar, you have to pay a small fee, depending on the update that needs to be done. Do remember that you also have to pay a penalty of Rs 1,000 to link your PAN and your Aadhaar.

Vande Bharat Express: PM Modi likely to inaugurate 9 semi-high speed trains on 24 September. Check routes, other details A release by the Prime Minister's Office (PMO) noted, “The introduction of these Vande Bharat trains will herald a new standard of rail service in the country.

rescue operation, the Indian army personnel from the engaged in the rescue operation told ANI, “When we got the message in the morning, the water was at shoulder level. The people were stuck...As soon as we got to know, we brought a boat and rescued the people...We have provided drinking water and biscuits to them." As per District Collector Dr Vipin Itankar, because of the 100-125 mm incessant rainfall in the night, Ambajhari lake overflowed which resulted in waterlogging at the low-lying areas. While speaking to ANI, he said, "200-300 people were rescued from there by the NDRF and SDRF teams...There is an alert for rain today as well.

Newjaisa Technologies IPO: The initial public offering (IPO) of Newjaisa Technologies Limited is going to hit primary market on 25th September 2023 o.e. on Monday next week. The book build issue has been priced at ₹44 to ₹47 per equity share and it will remain open for bidding till 27th September 2023.

Indus Appstore Developer Platform for free in the first year, with a nominal annual fee applying afterward. Notably, there are no platform fees or commissions for In-App Payments, allowing developers to integrate their preferred payment gateways. Akash Dongre, CPO and Co-Founder of Indus Appstore, highlighted the potential of the Indian smartphone market, with over one billion expected users by 2026.

heavy rains also lashed Maharashtra's Nagpur city, the Indian Army is also conducting rescue operations in the waterlogged Ambajhari area. Speaking on the rescue operation, the Indian army personnel from the engaged in the rescue operation told ANI, “When we got the message in the morning, the water was at shoulder level.

OpenAI has initiated an open call for its Red Teaming Network, seeking domain experts to enhance the safety measures of its AI models. The organization aims to collaborate with professionals from diverse fields to meticulously evaluate and «red team» its AI systems.

This event has been a long pending ask and expectation of the financial markets, which both the Indian central bank and the government had been actively pursuing and consistently putting forth the Indian point of view. Bond indices serve as crucial benchmarks for the fixed-income market and aid investors in assessing the performance of various debt instruments.

stock market. The immense influence that finfluencers have over the masses can play a positive role in spreading financial awareness and literacy. Through their engaging content, most finfluencers are seen encouraging people to save more, invest wisely, diversify their portfolios, and achieve their financial goals. They also demystify complex financial concepts and jargon, making them accessible and relatable to the common man.

Narendra Modi while addressing the International Lawyers' Conference on Saturday said, strong, impartial justice system is the base for achieving the goal of making India developed by 2047. «We are working towards becoming a developed (nation) by 2047. For this, an unbiased, strong, and independent judiciary is needed.

Andhra Pradesh Police CID officials on Saturday began interrogation of TDP chief N Chandrababu Naidu in the Skill Development Corporation scam case on Saturday at the central prison here.

Google and Apple, digital payments major PhonePe is opening its Indus Appstore to other Android developers. The company on Saturday announced the launch of the Indus Appstore Developer Platform, which will be free for developers for the first year, after which a nominal annual fee will apply.

“My day begins at 5:30 a.m. with an unwavering commitment to a 45-minute yoga session. Yoga has become the cornerstone of my daily routine, infusing my life with a profound sense of rejuvenation that resonates throughout the day,” says Sarbvir Singh, Joint Group CEO, PB Fintech. In an interview with ETMarkets, Singh said: “My personal journey is rooted in Ashtanga yoga, a demanding discipline that centres on the mastery of asanas and the art of breath control” Edited excerpts:Thanks for being part of the segment. Tell us a little bit about your daily regime—how do you keep yourself mentally fit? My day begins at 5:30 a.m. with an unwavering commitment to a 45-minute yoga session. Yoga has become the cornerstone of my daily routine, infusing my life with a profound sense of rejuvenation that resonates throughout the day.

Michael Rubin has said Canadian Prime Minister Justin Trudeau has made a huge mistake by alleging that India had links with the killing of Khalistan terrorist Hardeep Singh Nijjar and said that the premier has not been able to back his allegations. «Prime Minister Trudeau I think has made a huge mistake. He has made allegations in a manner which he hasn't been able to back.

IPO market frenzy continues with three mainboard offers and as many as 13 SME issues opening for subscription in the next week, planning to raise a total of nearly Rs 4,000 crore. Last week, three mainboard issues Signature Global, Sai Silks and Manoj Vaibhav Gems Jewellers hit the markets to raise over Rs 2,200 crore from investors. The primary market remained unfazed even amid mixed global trends. A push provided by foreign institutional investors (FIIs), consistent corporate growth, and steady monsoon predictions are some of the factors that led to such buoyancy, said analysts. Here's a look at how the next week is poised.JSW Infrastructure JSW Infrastructure, through its IPO, is planning to raise Rs 2,800 crore and it is by far the biggest public offer in the month of September. It is also the first debut from the JSW Group in 13 years since the listing of JSW Energy in 2010. JSW Infrastructure is the fastest growing port-related infra company in terms of growth in installed cargo handling capacity and cargo volumes handled during FY21-23, and the second largest domestic commercial port operator by cargo handling capacity in FY23. The IPO, which will be run from September 25-27, is completely a fresh issue worth Rs 2,800 crore.