Baltimore bridge collapse: Who will pay for the destroyed bridge, harmed businesses and lost lives?

abcnews.go.com:

The collapse of the Francis Scott Key Bridge in Maryland is a multi-layered tragedy: For the families and friends of those killed or presumed dead, it’s a profound and personal loss

The collapse of the Francis Scott Key Bridge in Maryland is a multi-layered tragedy: For the families and friends of those killed or presumed dead, it's a profound and personal loss. For businesses that rely on the Port of Baltimore, it's an economic nightmare.

And for the federal courts, it will soon become a balance of dollars and facts, with a network of insurance companies expected to foot at least some of the bill.

The disaster happened early Tuesday when a cargo ship lost power and rammed into Baltimore’s Francis Scott Key Bridge. Eight people were on the highway bridge when it collapsed. Two were rescued. The bodies of two more were recovered, and four remain missing and are presumed dead.

The wreckage closed the Port of Baltimore, a major shipping port, potentially costing the area's economy hundreds millions of dollars in lost labor income alone over the next month, according to the economic analysis company Implan.

A report from credit rating agency Morningstar DBRS predicts the collapse could become the most expensive marine insured loss in history, surpassing the record of about $1.5 billion held by the 2012 shipwreck of the Costa Concordia cruise ship off Italy. Morningstar DBRS estimates total insured losses for the Baltimore disaster could be $2 billion to $4 billion.

Here's a look the costs, the legal claims, and the insurance companies that will pay:

In federal court, the lost lives and damaged property will be stripped down to a matter of dollars and facts: Were the people or businesses who owned and operated the ship