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set to increase interest-free loans provided to states as part of its FY25 budget plans, sources familiar with the discussions told Mint’s senior assistant editor Rhik Kundu. Introduced during the pandemic to support state-driven growth and reforms, these loans have steadily grown from ₹12,000 crore in FY21 to an estimated ₹1.3 trillion in FY24.

With the forthcoming budget, allocations are expected to rise further, buoyed by a substantial RBI dividend and other financial upticks. The scheme, titled Special Assistance to States for Capital Investment, initially helped states counteract economic distress caused by the pandemic with a 50-year interest-free loan.

For FY25, the projected increase in budget allocation aims to enhance states' capabilities to implement significant reforms and boost growth.In the world of personal finance, the age-old advice has often been about sticking to necessities, with luxuries like expensive homes usually advised against. But what if one of Bollywood’s biggest stars, Shah Rukh Khan, suggests the opposite? He believes splurging on a pricier home could push you to work harder.

Vivek Kaul dives into this intriguing proposal in this Long Story. Using a narrative that follows a young couple grappling with the decision of purchasing a luxury home, Kaul examines whether Khan’s philosophy holds any water financially and logically.

Through this engaging story, he unpacks whether stretching your budget for a house could indeed be a catalyst for greater motivation or if it’s just a fast track to financial woes.People for years have been getting intellectual property rights protected for their innovations. Be it technological innovations or a brand symbol—IP, or intellectual property rights, cover all