HDFC Bank home loan interest rates in March 2024

With regards to home loan interest rates that will be offered after the merger, as per FAQs released, «The applicable rate of interest to your account shall now be linked to EBLR (External Benchmark Lending Rate) instead of Retail Prime Lending Rate (RPLR). This is in compliance with the regulatory guidelines on floating rate of interest. On the day of the merger there will be no change in ROI and any changes in future will be based on EBLR.»
Also read: HDFC-HDFC Bank merger:Important FAQs answered for existing home loan borrowers of HDFC

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Here is a look at the latest HDFC Bank home loan interest rates for March 2024.
HDFC Bank home loan interest rates in March 2024
The interest rates for HDFC Bank house loans range from 8.70% to 9.80%, and they include Special home loan rates and Standard home loan Rates for salaried & self employed, as per the home loan interest rates section on the HDFC Bank website.

Special Home Loan Rates for Salaried & Self Employed (Professionals & Non-Professionals)

Loan Slab

Interest Rates (% p.a.)

For All Loans*

Policy Repo Rate + 2.20% to 2.80% = 8.70% to 9.30%

Standard Home Loan Rates for Salaried & Self Employed (Professionals & Non-Professionals)

Loan Slab

Interest Rates (% p.a.)

For All Loans*

Policy Repo Rate + 2.55% to 3.30% = 9.05% to 9.80%

Rates Offered to Customer during the period Oct'23 to Dec'23SegmentIRRAPRMinMaxAvg.MinMaxAvg.HOUSING8.312.68.488.312.68.48NON — HOUSING*8.3513.559.238.3513.559.23

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