RuPay credit cards of HDFC Bank, Axis Bank, IDFC FIRST Bank, SBI Card: Cashback, annual fee, discounts
«In addition to the benefits offered in the form of rewards or cashback, Rupay credit cards will also be enabled for UPI payments, making digital transactions more convenient for cardholders. However, linking credit cards to UPI is an added advantage and should not be the sole deciding factor for card selection. Consumers should consider the overall value-back offered in their preferred spending category before choosing a card. Linking credit cards to UPI certainly makes digital payments easier for the user; however, it could also increase the risk of overspending. Hence, cardholders must monitor their purchases regularly and spend only as much as they can afford to pay back on time,» explains Rohit Chhibbar, Head of Credit Cards Business, Paisabazaar.
Also read: RuPay credit cards on UPI in HDFC Bank, ICICI Bank, SBI and others: Annual fees, interest rate, key features
Given below are the top credit cards available on the Rupay network chosen basis the overall value back they offer in their respective spending category.
(Source: Paisabazaar. All card information is sourced from the card provider's website as of March 28, 2024.)
Axis Bank
IndianOil Axis Bank Credit Card*
*Some features of Indian Oil Axis Bank Credit Card will be revised, effective 20 April 2024.
Annual Fee
Rs. 500
Best Feature
- 100% cashback up to Rs. 250 on fuel transactions made within 30 days of card issuance
- 20 reward points per Rs. 100 on fuel spends made on IOCL fuel outlets
- 5 reward points per Rs. 100 spent on online shopping
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