How should investors reshuffle their portfolio? Arnav Pandya answers

economictimes.indiatimes.com:

«For someone who is already an existing investor, you need to keep asking yourself the question, that what are my goals and is my portfolio in tune with those goals because setting up a portfolio at one stage is part of the job done,» says Arnav Pandya, Founder, Moneyeduschool.

Time to look at a five-year plan for your portfolio. If in case you are someone who is yet to enter the world of investments and looking for a portfolio, I mean, there are a few ground rules that you should be taking care of, but then someone who is about to start the investment journey and also someone who has an existing portfolio, let us take a time frame of five years and the kind of changes that one should be doing in their portfolio which is existing and formation of a new portfolio.
Investor who is looking at building a portfolio, the job is obviously much easier because you need to follow some basic rules, which is that you need to keep investing regularly over a period of time, you need to first set your goals. Based on their goals, you can do the asset allocation, which is suitable for you and based on that look at how much you will allocate to each asset class, be it equity, debt, real estate, gold.

And then depending on what your personal position is, like for example, say when it comes to equities, since you are starting off on a portfolio, it is most likely that you do not have experience of the equity markets or in-depth knowledge of the markets as well as the time to manage all this.

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