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Nigeria: Was e-Naira’s vision of financial inclusion just a mirage?
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Nigeria celebrated the launch of its central bank digital currency [CBDC] with pomp. It also noted massive adoption within just a couple of days – with 367,000 consumer wallets and over 58,600 merchant wallets downloaded in the first week.
However, although these were big numbers, they did not portray the complete picture. The CBDC aimed to bridge the financial gap between and offer services to the under-banked but a report pointed out that nearly 40 million adult citizens will still be left
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