Plan afoot to revamp pension scheme for unorganised workers
Ministry of Labour and Employment plans to tweak its flagship pension scheme for unorganised workers, the Pradhan Mantri Shram Yogi Maan-dhan Scheme (PM-SYM), to enhance coverage.
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The changes under consideration include extending the enrolment age to beyond the current limit of 40 years, enhancing the wage ceiling to more than Rs 15,000 and roping in the India Post Payments Bank and other financial institutions to do enrolments other than the common service centres, people aware of the deliberations told ET.
Also, work is ongoing to club the benefits of the Pradhan Mantri Suraksha Bima Yojana, which provides a disability and death cover of up to Rs 2 lakh, and the Pradhan Mantri Jeevan Jyoti Bima Yojana, a term-insurance cover of Rs 2 lakh, with the pension scheme for comprehensive benefit.
A revamped scheme could be put in place by March 2025.
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