PNB One App: The One-Stop Solution For All Your Banking, Savings, and Shopping Needs

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₹10 lakh through the app via a range of options including NEFT, IMPS, RTGS, UPI, Scan & Pay, and transfer from one PNB account to another in no time. It also allows you to schedule a transfer for a future day and time. One of the best features of the app is ‘Cardless Cash Withdrawal’, the simplest way to withdraw cash from an ATM without having a physical card with you.

This ‘Virtual Debit Card’ can even be used for e-commerce transactions at your favourite outlets to reduce the hassle and risk of possessing a physical card. The app can be used for other banking services like updating your mPassbook, sending a chequebook request, Stop Payment of cheques, and performing a Cheque Status Inquiry. You can also use it for downloading e-Interest certificates on housing loans, education loans, and all your deposit accounts linked to the app, or to download Form 26 AS.

You can use your PNB One app to invest in Fixed Deposits and Recurring Deposits. All you need to do is enter the time frame for the FD and the amount and the account will be opened instantly. You can also invest in online mutual funds, buy insurance plans, and even put your money into PPF or SGBs.

The app can also be used to get pre-approved loans, and overdrafts on fixed deposits, get a digit KCC, and manage GST compliances. You can also use the app to pay bills and recharges for a slew of vendors for Mutual funds, Insurance, Telecom, Electricity, DTH, credit cards, etc. In today’s times when online frauds are rampant and fraudsters are lurking in payment apps, you can be sure that your money is completely safe with the PNB One app.