Standard Chartered Ultimate Credit Card: Here are its features, eligibility, and more

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Also Read: AU Bank Zenith+ Credit Card: From eligibility to benefits; all you need to know To boost your approval odds for the Standard Chartered Ultimate credit card, it's vital to meet these key criteria: Age range: 21 to 65 years. Income stability: A consistent monthly income. Credit score: A satisfactory rating.

It seems like the Standard Chartered Ultimate card has stricter entry requirements compared to other credit cards, although the exact salary criteria aren't explicitly disclosed. Standard Chartered has internal guidelines to determine eligibility for this card. One way to acquire this card, if you already hold another SC credit card with a limit exceeding ₹4 lakhs or any other card with a ₹5 lakhs plus limit, is by applying online.

SC permits multiple cards with a shared credit limit. However, self-employed individuals might encounter challenges applying for Standard Chartered credit cards. The bank maintains an internal list of approved employers, possibly leading to a higher chance of rejection for self-employed applicants.

Also Read: AURUM Credit Card: Your Gateway to a Life of Unmatched opulence Enrollment fee: ₹5000 + applicable taxes.

Annual fee: ₹5000 + GST, and there is no spend-based waiver available on this card. Fuel surcharge waiver: Enjoy a 1% surcharge waiver on all transactions across all fuel stations, with a maximum waiver capped at ₹1000 per statement cycle. Interest rates: A monthly interest rate of 3.75%, equivalent to an annual rate of 45%.

Rewards redemption fee: ₹99 will be charged whenever you will redeem your rewards point, one should keep the redemption charges also. Welcome benefit: Upon joining, you'll receive a welcoming bonus of 6,000 reward points. These points are versatile and