Things to Remember When Riding on Flooded Roads During the Monsoon Season

livemint.com:

bike insurance plays a crucial role in safeguarding your vehicle and finances. Here's why having comprehensive two-wheeler insurance is essential. a) Protection against damages: Two-wheeler insurance provides coverage for damages caused by natural disasters like floods, as well as accidents, theft, and other unforeseen events.

It ensures that you receive financial assistance to repair or replace your vehicle. Remember to check your insurance policy to understand the extent of coverage for flood-related damages. b) Third-party liability coverage: Two-wheeler insurance also includes third-party liability coverage, which safeguards you against legal and financial obligations arising from any injuries or damages caused to a third party due to your two-wheeler.

This coverage is especially crucial when accidents occur on waterlogged roads where visibility and control are compromised. c) Personal accident cover: Many comprehensive two-wheeler insurance policies offer personal accident cover, providing financial assistance in case of accidental death, permanent disability, or injuries to the rider. Accidents on slippery roads can be severe, and having personal accident cover can provide a sense of security and financial support during such incidents.

d) Peace of mind: Having two-wheeler insurance gives you peace of mind, knowing that you are financially protected against unexpected events. It allows you to ride with confidence and focus on enjoying your journey, even during challenging weather conditions. By having the appropriate coverage, you can mitigate the financial burden associated with damages or accidents and concentrate on your safety and well-being.