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UK lender allows homebuyers to borrow seven times salary
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theguardian.comA mortgage lender is letting homebuyers borrow up to seven times their income – well above the traditional maximum – which it says will allow some to buy a property they might have assumed was well out of their price range.
Habito’s new formula for calculating how much people can borrow is considerably higher than the industry’s typical maximum of between four and five times salary, and while it could allow some buyers to scale up their property-buying ambitions, it could also revive debate about
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