



Where will the Karur Vysya Bank share price be in the next three years?
Subscribe to enjoy similar stories. The stock of Karur Vysya Bank has given good returns to investors in the last one year. The shares, which ended traded at ₹185 on 27 January 2025, currently trade at ₹293.3 on 27 January 2026, giving returns of 58%.
The returns are significantly higher than the benchmark indices or returns from the Nifty Bank. This editorial will explore the future prospects of Karur Vysya Bank over the next three years. It’s important to highlight that this editorial does not serve as a stock recommendation in any way.
Karur Vysya Bank is a scheduled commercial bank in India. It began by supporting local traders and agriculturists and has since grown into a nationwide bank. The bank focuses on retail, corporate/wholesale, treasury, and agricultural banking, plus NRI and SMB services.
It operates around 898 branches, over 2,211 ATMs/cash recyclers, across 22+ states. In Q3 FY26, it was up 16.29% at ₹211,647 crore. This is significant for the bank, primarily because it represents a balanced “double-engine" growth from both the lending and deposit sides.
The bank is seeing deposits and loan book growing rapidly, above industry averages. In Q3 FY26, deposits were up by 15.57% year-on-year. The loan book grew at 17.16% on-year.
Both deposits and advances are growing in tandem, which augurs well for the bank. The capital adequacy ratio (CRAR) as per Basel III guidelines was at 16.05% as on 31 December 2025 (15.91% as on 31 December 2024) against a regulatory requirement of 11.5%. This gives Karur Vysya Bank a comfortable buffer for growth and stress absorption.
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