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15 year or 30 year home loan? Know impact on EMI, interest before choosing tenure
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Moving into one’s own house is a dream for most tenants who are paying rent to their landlord. With the home loan interest rates at a multi-year low of around 7 per cent, financing a home is gaining traction among many tenants. After arranging a few lakhs as the down payment amount, approaching a bank or housing finance company (HFC) is all that you need to do to own a home of your own.
The amount of home loan that most lenders provide will be around 50 per cent of your take-home monthly pay. You
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