How to get a duplicate copy of your car insurance documents
What are vehicle insurance policy papers and what information is in them?
As proof of you holding a valid vehicle insurance policy, the insurance company provides you with a policy document. This paper contains a lot of important information. You will find insurance company details, the date when the policy was purchased, the date from which the policy validity begins, and the date until which the policy remains in force. The car insurance policy paper also has vehicle-specific information like the car registration number, engine and chassis number, vehicle make and model details, etc.
In case you have purchased comprehensivecar insurance, you will find information related to the vehicle Insured Declared Value (IDV) which is the notional worth of your car as per the insurance company. This is the amount up to which you can make a claim when the need arises. Then there is also information about any policy add-ons that you may have purchased as well as any discounts offered to you by the insurance company.
Why is it important to have vehicle insurance with you while driving?
The government mandates every car owner to have at least a third-party liability insurance. In the absence of this car policy, the traffic police can issue you challans of thousands of rupees. A copy of the car insurance policy must be presented to any authorised traffic police officer when demanded. Thus, a copy of the policy must be always kept in the vehicle. If for any reason you lose your car’s policy documents, you will have to get a
