ICICI Lombard Health AdvantEdge: From benefits to options, all you need to know
health insurance policy provided by ICICI Lombard General Insurance Company Limited. This insurance plan ensures coverage for hospitalisation-related expenses, serving as a safeguard for both savings and healthcare. Designed to promote a happy and fulfilling life for you and your family, ICICI Lombard's Health AdvantEdge Plan offers a robust, comprehensive, and affordable health insurance solution.
With highly flexible coverage and an array of features, benefits, and add-ons, the plan caters to the unique medical needs of you and your family. Here is the review of ICICI Lombard Health AdvantEdge and its distinct features which cater to the needs of common people. Age limit, coverage and policy options: The minimum age to enter for individuals aged 18 years and for children, the coverage extends from 91 days to 25 years, but the requirement that at least one parent is also covered by the same insurance policy.
The maximum age for entry is for adults aged 65 years and for dependent children aged 25 years and does not have his/her independent source of income. However, the maximum age for coverage is for adults lifelong and for dependent children aged 25 years. The policy term is for 1,2 or 3 years.
The sum insured options are as follows. Prime Plus: 3/4 Lakhs Royal Plus: 5/7.5/10/15/20/25/30/40/50 Lakhs Apex Plus: 75 lakhs or 1/1.5/2/3 crore Waiting period: The initial 30 days waiting period is the initial waiting period and it’s mostly an industry standard, however, it will be waived off in case of accidental emergencies. For the specific ailment and reduction in pre-existing diseases, the waiting period is for 2 years.
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