home loan with HDFC Bank, only to have their application denied. The bank discovered that the letter of allotment was issued solely in the wife's name, leading to the refusal of their joint loan application.
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Despite the couple's repeated requests for a joint allotment letter in both their names, the promoter did not issue it. Consequently, the couple decided to cancel their booking and sought a refund of Rs 13,50,000, which was the advance they paid for the flat. However, instead of processing their refund, the promoter demanded an additional payment of Rs 6.5 lakh and informed the couple that failure to pay this amount would result in a 2% interest charge.
Frustrated by the promoter's behavior, the couple decided to take legal action against him through Maharashtra RERA. However, MahaRERA stated that under section 13 of the RERA law, a refund could not be granted. Instead, the promoter was required to sign a sale agreement that aligned with the allotment letter. MahaRERA further noted that if the promoter failed to comply with section 13 and did not execute the sale agreement, he would have to issue a refund as stipulated within the next month. Despite this directive from MahaRERA, the promoter took no action.
The couple then decided to file an appeal in the Maharashtra RERA Appellate Tribunal (MahaREAT) to get final relief.
Read on to find out this couple's