Though most people tend to think they are good drivers, there are hardly any reliable tools or benchmarks to judge how good they are. A new initiative from an insurance company now offers a solution to this problem, and rewards customers who drive well.
Zuno Driving Quotient: What it is, how it works
Zuno General Insurance has introduced Zuno Driving Quotient, a unique way to score how you drive.
It is accessible through the Zuno mobile application.
But how will you get a driving score? The Zuno mobile app does it using sensor-based telematics to track how fast you drive, how you navigate corners and how you brake. It evaluates driving behaviour and assigns a score based on these parameters.
Explaining it further, the insurer said, «The app detects motion and by monitoring factors such as sudden braking, distracted driving, over-speeding, and more, it calculates a comprehensive driving score.»
How to reduce car insurance premium if you drive well
The better you drive, the better your score will be, and the lower you will have to pay for your car insurance. «Further, this score not only provides valuable insights into one's driving habits but also offers a pathway to safer driving practices,» the insurer said.
Now, the next question is how much will you save? A user with a Zuno Driving Quotient score of 85% to 95% will be eligible for 10% to 20% additional savings on own-damage car insurance premium, said Shanai Ghosh, MD & CEO of Zuno General Insurance.