Although numerous companies provide health insurance plans, the waiting period fixed by insurers for pre-existing diseases, other ailments, and certain add-ons like maternity coverage depends upon specific terms and conditions. Hence, the waiting period for specific illnesses varies between insurers.
As per the IRDAI, the initial waiting period is 30 days from the policy start date; you can reap the benefits of the policy only after 30 days, except in case of an accident.