'Middle-class' Accenture employee shares how he reached Rs 5 crore net worth in 11 years
A man from Gurgaon, working at Accenture Strategy, shared how he built his net worth from zero to Rs 5 crore over the past 10 years. Gurjot Ahluwalia, who plans to retire with financial independence in 2025, recently posted on social media announcing his current net worth of Rs 5 crore, calling it his biggest achievement of 2024. He also shared a screenshot of his INDmoney app, showing his liabilities at ₹2.7 lakh.
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Ahluwalia attributed his financial success to three key strategies. First, he focused on advancing his career to earn a higher income. Second, he practiced delayed gratification and saved aggressively. Finally, equity investments and business ownership played a crucial role in growing his net worth to Rs 5 crore in 11 years. He noted that his journey from a salaried middle-class person to a net worth of Rs 5 crore was made possible by two key factors: no debt (his education was paid for by his parents) and no rent (as he lived with his parents). He added that recent market corrections had reduced his net worth by 8-10%, but he was eager for the next bull market to achieve his material goals.
In response to comments, Ahluwalia clarified that his Rs 5 crore estimate did not include property or jewelry, and was based primarily on his investments in equity, mutual funds, bonds, NPS, EPF, and savings.
