Universal Sompo General Insurance introduces ‘Muskaan’ with a social cause; details here
health insurance policy carefully designed to create a positive social impact and uplift domestic workers and staff. Recognising the significant contributions of domestic workers to society and understanding their unique needs, the insurance company has developed a tailored product to cater to their specific requirements.
Muskaan stands as a specialised health insurance offering dedicated support to domestic workers, providing them with effortless access to comprehensive coverage for medical needs and assistance in the event of an accident. The product has been carefully designed to address specific essential needs of vital community members, including housekeepers, nannies or babysitters, caregivers, cooks or personal chefs, gardeners and landscapers, elderly companions, drivers and chauffeurs, and butlers.
It provides extensive coverage under Section 1 (Health), encompassing in-patient treatment, pre-hospitalisation, post-hospitalisation, domiciliary treatment, and AYUSH treatment. Additionally, Section 2 (Personal Accident) offers comprehensive coverage for accidental death and permanent total disability.
A press release from the company read, “Muskaan transcends the boundaries of a mere health insurance policy; it stands as an unwavering commitment from Universal Sompo to empower and protect. By extending comprehensive coverage to the often overlooked 'missing middle', we aim to bring genuine smiles to faces that need it the most.
This ground-breaking initiative exemplifies our dedication to social responsibility, ensuring that even the underserved have access to essential healthcare. Muskaan embodies the core values of compassion and inclusivity, reinforcing our steadfast commitment to creating a positive impact on
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