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MUMBAI : Small borrowers or those with loans of up to ₹2 lakh have started to utilise less of their sanctioned credit limits after December as interest rates rose, indicating a reluctance to take on additional debt. Calculations based on recent data released by the Reserve Bank of India (RBI) showed that from a utilisation of 67.3% in December, and 66.9% in March, it stood at 65.5% in June, even as their total credit limit grew in the same period. RBI defines ‘small borrowal account’ as one with a credit limit of up to ₹2 lakh, with holders of these accounts being individuals or entities with relatively small credit requirements.

The world's largest company, Apple (NASDAQ:AAPL), aims to dispel recent controversies and reinvigorate growth as it unveils the highly anticipated iPhone 15 series today. This product launch is a pivotal event for Apple, garnering the attention of millions, as it does every year.

Crafted with meticulous attention to detail and a passion for performance, these skateboards are designed to exceed your expectations in every way. From cruising down city streets to mastering gravity-defying tricks, it's the perfect companion for both beginners and seasoned riders. With its superior construction, unmatched durability, and sleek design, these skateboards will not only help you conquer the streets but also turn heads while doing it. Join the ranks of elite skaters who have chosen our skateboard as their ultimate tool for self-expression and adventure. Elevate your ride, embrace the thrill, and make the smart choice for your skating journey – choose the best skateboard in India.

Chhattisgarh eyeing a comeback in the upcoming assembly polls, due later this year. The Yatra was scheduled to be launched by Union Home Minister Amit Shah but his visit was cancelled at the last moment due to some urgent reason, a party leader said. In the absence of Shah, BJP's Chhattisgarh incharge Om Mathur flagged off the yatra after performing rituals at the famous Maa Danteshwari temple in Dantewada town. The Bharatiya Janata Party has planned two Parivartan yatras in poll-bound Chhattisgarh.

All India United Democratic Front President Badruddin Ajmal said that his party supports the INDIA alliance and is part of INDIA.Congress in Assam has rejected an electoral agreement with AIUDF after the poll debacle of the 2021 assembly polls. Ajmal who met chief minister Himanta Biswa Sarma on Tuesday told media persons after the meeting, “I have nothing to do with Assam Congress. I have a good relationship with Congress in New Delhi.

Also Read: Barclays names new CEO, COO amid top management reshuffle in India The recent job cut has come at a time when the company is also planning to cull about 5% of client-facing staff in the trading division as well some dealmakers globally. Also Read: Gautam Adani’s go-to bankers at Barclays turn cautious after Hindenburg “We continue to review and adapt our operations based on the ways customers are choosing to interact with us," a Barclays spokesperson said. “These changes will enable greater collaboration across our teams, allowing us to continue to improve service for customers and clients." Last week, the bank was in discussion with Unite about its plans to streamline UK operations.

refrigerator in India, you're in luck. We've compiled a list of the top refrigerators that cater to various needs and preferences. Whether you have a large family to feed, are conscious about energy consumption, or simply want the latest in smart appliances, this guide will help you make an informed decision.

India vs Sri Lanka, Asia Cup 2023: The day has been terrible for the fans of Indian cricket as Sri Lankan bowlers destroyed mighty Indian batters one by one. Two Sri Lankan Spinners Dunith Wellalage and Charith Asalanka wreaked havoc inside the Indian camp and the Indian batting order collapsed like a pack of cards. The match was interrupted by the rains which rejoiced Team India fans as they are now praying for a washout.

In this comprehensive article, we'll explore the best shuttlecock sets that have been meticulously crafted to meet your badminton needs. From indoor to outdoor play, these sets are designed to provide the ideal flight characteristics and resilience. So, join us on this journey, where precision and power unite for an exhilarating badminton experience.

India vs Sri Lanka, Asia Cup 2023: India is not in a very great position against defending Asia Cup champions Sri Lanka on Tuesday at R. Premadasa Stadium in Colombo. Sri Lankan spinner Dunith Wellalage has been on fire as he dismissed India's top five batsman- Rohit Sharma (53), Shubman Gill (19), Virat Kohli (3), KL Rahul (39), Hardik Pandya (5).

Punjab Chief Minister Bhagwant Mann on Tuesday said the government has given 36,097 government jobs to youth in the first 18 months of its tenure, setting a record by ensuring that nearly 2,000 youth join government service every month. Addressing a function to hand over the recruitment letter to 249 youth for 191 posts in the Local Government Department, 25 in the Animal Husbandry, 24 in the Cooperation and nine in the Technical Education Department here, the Chief Minister said the youth should feel proud as they are becoming a team of the government that is working untiringly for carving out a new Punjab. He said the government has been conducting this recruitment drive completely on merit and jobs are being given only to deserving and needy candidates. Mann said neither any recommendation nor any other tantrum, except merit, is working in this recruitment drive. The Chief Minister said this venue has witnessed a number of such events in which youth have got jobs in various government departments. He said this reflects the commitment of the government to ensure the well-being of the youth and opening new avenues of employment for them. Mann said it is a matter of pride and satisfaction for him that the youth have been selected for these posts purely on merit. The Chief Minister said the government has provided more than 36,097 jobs in various departments.

Investing.com — Here is your Pro Recap of the biggest analyst cuts you may have missed since yesterday: downgrades at RTX, Sight Sciences , Enphase Energy, and Oracle.

Investing.com — Here is your Pro Recap of the biggest analyst picks you may have missed since Friday: upgrades at CVS Health, Brown Forman, Geron, and a buy initiation for Block.

Dubai apartment values surged by the most in nearly a decade in August, broadening a property rally that’s transformed the city into one of the world’s hottest housing markets. The city’s housing boom, so far largely driven by larger single-family homes, is now pushing up prices for apartments that make up about 85% of the housing supply in the Middle East’s business and tourism hub. Prices for apartments rose 20% on average in the year through August, marking the best performance since November 2014, according to real estate adviser CBRE Group Inc. The gains outpaced price increases of 17.3% for single family homes, known locally as villas, according to CBRE. Dubai’s real estate rebound comes after a seven year slump, fueled by an influx of newcomers — from crypto millionaires and bankers relocating from Asia to wealthy Russians seeking to shield assets. The government has also brought in a slew of reforms, relaxing visa laws and introducing visas for job seekers and freelancers. While prices for single-family homes soared from pandemic lows, the recovery for apartments had so far been slower. Average prices for apartments are still 9.6% below their peak in 2014, while those for larger houses are 8.7% higher, according to CBRE.

iPhone 15 will bring substantial improvements, particularly in the premium segment. As per Bloomberg, the Pro variants will showcase a redesigned chassis, replacing stainless steel with titanium. Additionally, the flagship model, the Pro Max, will boast an enhanced telephoto camera for superior photography.

wired keyboard has stood the test of time, offering a dependable interface for users to interact with their computers. Here, we will dive into the world ofwired keyboards, exploring their diverse features, ergonomic designs, and the best options available for PC users, all under the budget-friendly price point of ₹1000. Whether you're a casual typist or a hardcore gamer, a wired keyboard for PC remains an essential tool for efficient and comfortable computing experiences.

water purifiers in India. These purifiers employ various technologies, including Reverse Osmosis (RO), Ultraviolet (UV) treatment, and multi-stage filtration, to eliminate impurities, bacteria, viruses, and harmful chemicals, ensuring that the water you drink is of the highest quality. Let's look at the top 10 water purifiers currently available, highlighting their key features, filtration methods, and suitability for different water sources.

Apple Inc.’s biggest day of the year has arrived, and the company is set to unveil updated versions of its iPhone, smartwatch and AirPods. The new iPhone 15 will be a significant upgrade, especially at the high end of the lineup. Pro-branded versions of the device will feature a revamped design that switches the side material from stainless steel to titanium. The top-of-the-line model — the Pro Max — will also get a new camera that takes better telephoto pictures. Another change is less groundbreaking but may strike consumers as bigger news: Apple is switching the charging port of the iPhone from Lightning to USB-C. The last time the company made such a change, in 2012, it irked many Apple fans. In this case, the company didn’t have much choice: The European Union mandated the shift. The iPhone launch is always a critical moment for Apple: The device accounts for roughly 50% of its sales, or more than $205 billion last year. But this year is a particular high-wire act because the company is trying to reverse a sales slump and stave off concerns about a backlash in China. Seven things that are expected at the Apple event, dubbed “Wonderlust,” :

Ganesh Chaturthi, the festival celebrating the birth of Lord Ganesha, stands as one of India's most cherished and widely observed festivals, particularly in the state of Maharashtra. This year, it is scheduled from Tuesday, September 19, to Thursday, September 28. The arrival of Lord Ganesha marks the onset of the auspicious ten-day celebration.

Asian shares are trading mixed following a Big Tech rally on Wall Street, as investors watch for an update on U.S. consumer prices set for later in the week

PMS funds under these categories retain their outperformance versus largecaps. In August, benchmark Sensex shed more than 2%, whereas the BSE midcap and smallcap indices hit fresh highs. While largecap funds gave up to 6% returns in August, smallcap and midcap funds gave returns of up to 12%, data by PMS Bazaar showed. Electrum Portfolio Managers’ midcap and smallcap portfolio, Electrum Laureate, gave the highest monthly returns of nearly 12% in August. In just 6 months, it has given a staggering 43% returns. Following Electrum was Motilal Oswal’s two of the midcap and smallcap strategies, which gave nearly 10% returns each in the month of August. Roha Asset Managers’ Emerging Champions gave over 4% returns in August, but on a 6-month basis, this strategy has given handsome returns of 48%. AlfAccurate Advisors, Ambit Investment Advisors, Sunil Singhania-owned Abakkus Asset Managers’ Emerging Opportunities, InCred PMS, PhillipCapital, and Karma Capital’s Lotus were the other midcap and smallcap funds to give returns to the tune of 2-5%. Multicap category funds also did quite well in the last month, and the top performers were Samvitti Capital, Invasset LLP, Avestha Fund Management, Agreya Capital Advisors, and Bonanza Portfolio, giving 8-14% returns to investors. Eventhough profit booking was seen in largecap stocks last month, some of the largecap funds managed to give positive returns.